First Time Home Buyer in Arizona: FHA, Down Payment Help and 2026 Loan Limits
How first time buyers in Phoenix, Tucson and across Arizona pair an FHA or 3% down conventional loan with HOME Plus, county or city help, plus 2026 loan limits and the Arizona costs to plan for.
Conventional Loans in Arizona: Requirements, 3% Down Options and PMI in 2026
Credit, debt to income and down payment rules for Arizona conventional loans in 2026, the 3% down options, how PMI comes off and when conventional beats FHA.
Self Employed Home Loans in Arizona: How Lenders Count Your Income in 2026
How Arizona lenders read self employed income in 2026: the 25% ownership test, how much history you need, depreciation add backs, and when bank statement or 1099 loans make more sense.
DSCR Loans in Arizona: Qualify a Rental on Its Rent, with Phoenix and Tucson Numbers
How Arizona investors qualify a rental on its rent: how the ratio is calculated, what lenders ask for, Phoenix and Tucson examples, and Arizona’s rental registration, tax and short term rental rules.